Modules

Home Ownership Pathway

A home of your own starts years before the bond application. Lindiwe walks the pathway: the deposit that changes everything, what banks actually look at, costs beyond the price tag, and the patient maths of getting there on purpose instead of by luck.

What it covers

Why the deposit is the whole early game
What bond affordability really measures
Transfer costs, rates and the price beyond the price
A deposit savings plan with a date on it

Your take-home tool

Finish the module and a short interview turns your own numbers into the Bond Affordability and Deposit Planner, a personalised Excel workbook with working formulas, yours to download and keep.

Certificate included with every completed playthrough

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